Top Payment Trends of 2024 & 2025
Here are the current payment trends of 2024 & 2025, found using our software tool and selected based on their growth and global popularity across sites like Google, TikTok, Reddit, Twitter, YouTube, Amazon, and more. These are not fads, such as new movies or social media challenges – rather they’re long-term global payment trends that are likely to see continued growth throughout 2024 & 2025. We’ve also included our analysis on these new emerging trends below.
PayJoy
PayJoy is a financial technology company that offers credit and installment plans for purchasing electronics and other high-value items. The company's goal is to make it easier for people in emerging markets to buy the things they want and need, without having to worry about affording them. … Read more
GoodLeap
GoodLeap is a Canadian payment technology company that offers a point-of-sale solution for sustainable home upgrades. Its app allows users to pay for sustainable home upgrades like solar panels, smart home devices, energy-efficient windows, and more with flexible payment options. … Read more
Flexiti
Flexiti is a Canadian company that specializes in creating flexible financing options for consumers. The company offers a line of credit that can be used for a variety of purposes, including home improvement, travel, and health expenses. … Read more
DailyPay
DailyPay is a payment platform that allows for employees to be paid their wages on-demand, rather than waiting for a traditional bi-weekly or monthly paycheck. The service is meant to help employees avoid payday loans, avoid late fees and missed payments, and to give them more control over their finances. … Read more
Trend Highlight – DailyPay is Exploding
DailyPay lets employees get paid early and charges a $1.25 to $2.99 fee per payout request, depending on whether they want their funds the next day or immediately. The startup is based around the idea that the majority of U.S. businesses pay employees every two weeks for work they do every day and that this puts most workers in a tough spot.
With nearly 63% of Americans living paycheck to paycheck, DailyPay can help employees avoid late fees, payday loans, and other potholes. DailyPay, which has nearly 2M users, is betting that less anxious employees will lead to less turnover and consequently a higher bottom line.
One challenge the startup ran into — in fact, the same problem Venmo solved earlier — was helping users get over the stigma of requesting money. Back in 2015, Venmo changed the payment request descriptions to default to emojis. This made the request more casual and comfortable, causing the company to see an increase in payment requests.
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