Top Payment Trends of 2023 & 2022

Our hand-picked collection of the top payment trends of 2023 & 2022. The topics in this report on today’s emerging payment trends are selected for their high growth across sites including Google, TikTok, Instagram, Reddit, Twitter, YouTube, and Amazon. Read more about how we track global trends.

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DailyPay is a payment platform that allows for employees to be paid their wages on-demand, rather than waiting for a traditional bi-weekly or monthly paycheck. The service is meant to help employees avoid payday loans, avoid late fees and missed payments, and to give them more control over their finances. …  Read more


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GoodLeap is a Canadian payment technology company that offers a point-of-sale solution for sustainable home upgrades. Its app allows users to pay for sustainable home upgrades like solar panels, smart home devices, energy-efficient windows, and more with flexible payment options. …  Read more


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PayJoy is a financial technology company that offers credit and installment plans for purchasing electronics and other high-value items. The company's goal is to make it easier for people in emerging markets to buy the things they want and need, without having to worry about affording them. …  Read more


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Flexiti is a Canadian company that specializes in creating flexible financing options for consumers. The company offers a line of credit that can be used for a variety of purposes, including home improvement, travel, and health expenses. …  Read more

Venmo Pay

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Venmo Pay is a payment app that allows users to send and receive money from friends and family. The app is available on both Android and iOS devices and can be linked to a bank account or debit card. …  Read more


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PayCargo is a US-based logistics payment platform that allows users to pay for their cargo shipments. The platform also offers multiple financing or payment options, 24/7 support, reporting tools, and dispute resolution service in case of any problems. …  Read more


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PayBright is a Canadian company that offers a payment processing service for online and in-store purchases. The company allows customers to pay for items in installments, without having to undergo a credit check. …  Read more


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Sezzle is a payment platform that allows customers to spread the cost of their purchases over time with zero interest. The platform is designed to help reduce the financial burden of large purchases and make it easier for customers to purchase items they may not have been able to afford in one lump sum. …  Read more

Trend Highlight – DailyPay is Exploding

DailyPay lets employees get paid early and charges a $1.25 to $2.99 fee per payout request, depending on whether they want their funds the next day or immediately. The startup is based around the idea that the majority of U.S. businesses pay employees every two weeks for work they do every day and that this puts most workers in a tough spot.


With nearly 80% of Americans living paycheck to paycheck, DailyPay can help employees avoid late fees, payday loans, and other potholes. DailyPay, which has nearly 1M users, is betting that less anxious employees will lead to less turnover and consequently a higher bottom line.


One challenge the startup ran into — in fact, the same problem Venmo solved earlier — was helping users get over the stigma of requesting money. Back in 2015, Venmo changed the payment request descriptions to default to emojis. This made the request more casual and comfortable, causing the company to see an increase in payment requests.

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