Top Payment Trends of 2022 & 2023

Our hand-picked collection of the top payment trends of 2022. The topics in this report on today’s emerging payment trends are selected for their high growth across sites including Google, TikTok, Instagram, Reddit, Twitter, YouTube, and Amazon. Read more about how we track global trends.

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Koalafi

7.9K
Past Month Searches
+902%
Past Year Change

…  Read more

GoodLeap

10K
Past Month Searches
+225%
Past Year Change

GoodLeap is a Canadian payment technology company that offers a point-of-sale solution for sustainable home upgrades. Its app allows users to pay for sustainable home upgrades like solar panels, smart home devices, energy-efficient windows, and more with flexible payment options. …  Read more

PayJustNow

12K
Past Month Searches
+196%
Past Year Change

PayJustNow is an online payment platform that allows users to make payments for goods and services online in 3 equal installments with zero interest. The platform is designed to be secure and easy to use, and allows for payments to be made through a variety of methods. …  Read more

Tap To Pay

39K
Past Month Searches
+98%
Past Year Change

Tap to Pay is a payment technology that allows customers to pay for goods and services by tapping their phone on a contactless payment terminal. The technology is said to be more secure than traditional methods of payment and more convenient for the customer. …  Read more

DailyPay

60K
Past Month Searches
+92%
Past Year Change

DailyPay is a payment platform that allows for employees to be paid their wages on-demand, rather than waiting for a traditional bi-weekly or monthly paycheck. The service is meant to help employees avoid payday loans, avoid late fees and missed payments, and to give them more control over their finances. …  Read more

PayJoy

56K
Past Month Searches
+92%
Past Year Change

PayJoy is a financial technology company that offers credit and installment plans for purchasing electronics and other high-value items. The company's goal is to make it easier for people in emerging markets to buy the things they want and need, without having to worry about affording them. …  Read more

Flexiti

35K
Past Month Searches
+86%
Past Year Change

Flexiti is a Canadian company that specializes in creating flexible financing options for consumers. The company offers a line of credit that can be used for a variety of purposes, including home improvement, travel, and health expenses. …  Read more

BNPL

44K
Past Month Searches
+80%
Past Year Change

BNPL stands for “buy now, pay later.” It is a type of payment plan that allows consumers to purchase items now and pay for them over time. The plan is often offered through online retailers and allows for interest-free payments. …  Read more

GPay Payment

13K
Past Month Searches
+60%
Past Year Change

GPay Payment or Google Pay is a mobile payment app that allows users to make payments with their phones. The app is available for Android and iOS devices and allows users to pay for goods and services with a variety of payment methods. …  Read more

Digital Debit Card

6.8K
Past Month Searches
+37%
Past Year Change

A digital debit card is a card that is linked to a user’s bank account. The card can be used to make payments online or in stores. The card is said to be more secure than traditional debit cards, as it does not require a physical card to be present. …  Read more

Venmo Pay

37K
Past Month Searches
+27%
Past Year Change

Venmo Pay is a payment app that allows users to send and receive money from friends and family. The app is available on both Android and iOS devices and can be linked to a bank account or debit card. …  Read more

Contactless Pay

11K
Past Month Searches
+22%
Past Year Change

Contactless pay is a payment system that allows customers to make payments by waving or tapping a payment device (usually a credit or debit card) near a payment terminal. The technology is used to make payments for items such as groceries, clothing, and transportation. …  Read more

PayCargo

4K
Past Month Searches
+20%
Past Year Change

PayCargo is a US-based logistics payment platform that allows users to pay for their cargo shipments. The platform also offers multiple financing or payment options, 24/7 support, reporting tools, and dispute resolution service in case of any problems. …  Read more

Klarna Pay

49K
Past Month Searches
+14%
Past Year Change

Klarna Pay is a payment system that allows for shoppers to pay for their purchases in installments. The service is available in over 60 countries and allows for shoppers to pay for items over time without having to worry about interest rates or late fees. …  Read more

PayBright

28K
Past Month Searches
+11%
Past Year Change

PayBright is a Canadian company that offers a payment processing service for online and in-store purchases. The company allows customers to pay for items in installments, without having to undergo a credit check. …  Read more

Sezzle

71K
Past Month Searches
-14%
Past Year Change

Sezzle is a payment platform that allows customers to spread the cost of their purchases over time with zero interest. The platform is designed to help reduce the financial burden of large purchases and make it easier for customers to purchase items they may not have been able to afford in one lump sum. …  Read more

Trend Highlight – DailyPay is Exploding

DailyPay lets employees get paid early and charges a $1.25 to $2.99 fee per payout request, depending on whether they want their funds the next day or immediately. The startup is based around the idea that the majority of U.S. businesses pay employees every two weeks for work they do every day and that this puts most workers in a tough spot.

 

With nearly 80% of Americans living paycheck to paycheck, DailyPay can help employees avoid late fees, payday loans, and other potholes. DailyPay, which has nearly 1M users, is betting that less anxious employees will lead to less turnover and consequently a higher bottom line.

 

One challenge the startup ran into — in fact, the same problem Venmo solved earlier — was helping users get over the stigma of requesting money. Back in 2015, Venmo changed the payment request descriptions to default to emojis. This made the request more casual and comfortable, causing the company to see an increase in payment requests.

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